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Real Estate Loans

Become A Member

By becoming a member, you become an “owner” of the Credit Union. Once you join, your immediate family members also become eligible.

Membership Application

Apply For A Loan

Menlo Survey FCU offers a full range of loan options including, Auto Loans, RV Loans, Vessel Loans, Mobile Home Loans, Real Estate Loans, and more.

Apply For A Loan

CO-OP ATMs

We have ATMs throughout the country. Nearly 30,000 ATMs means you have more direct, access to your money.

Find An ATM

1st Mortgages

Menlo Survey FCU has partnered with Wescom Mortgage to offer a full array of 1st Mortgage products to our members. Depending on the loan amount and the term, some of the loans are kept in-house and others are sold on the secondary market with servicing maintained by Wescom Mortgage. Please call us for further details and current loan rates.

Property insurance must be maintained on the home listing Menlo Survey FCU as the lienholder.

Home Equity Line of Credit (HELOC)

Menlo Survey FCU offers a very competitive HELOC program to members. The Line has a variable rate based on the 6-month Treasury (a very low, slow-moving index) plus a low fixed rate margin. The rate only changes twice a year. The program allows for a 10-year draw period with a full 15-year amortization, to keep the payments low. There is no annual fee. Advances may be made in person, online to a Menlo Survey FCU Account, or by a Cashier’s Check sent to you. Monthly payments are easy with automatic transfers from your Menlo Survey Account or your Account elsewhere.

Property insurance must be maintained on the home listing Menlo Survey FCU as the lienholder.

Mobile/Manufactured Homes

Menlo Survey FCU finances both Mobile and Manufactured Homes. Various terms are available from 5 years to 30 years. All rates are risk based determined by the member’s credit score. An appraisal is required to determine market value. A lien is placed on the collateral through the Department of Housing and Community Development.

Property insurance must be maintained on the home listing Menlo Survey FCU as the lienholder.

Our credit decisions are made using a “personal touch”. Each application is physically reviewed by our Staff and Management. We carefully examine the application and try to speak to each applicant to determine the best loan product and term to save you money. Apply today!

Loan Rate Reduction

With most institutions, once you sign the contract you are stuck at that rate and term. Not with Menlo Survey FCU. If your credit score improves you may ask us for a Rate Reduction. We will run your credit and lower your interest rate (all other terms of your loan remain the same). Why do we do this? Because, we work for you!