MSFCU is a democratically operated, non-profit financial cooperative run by and for its members. The Credit Union provides low cost loans, high dividends on savings, and a complete range of financial services. It has been serving the employees and families of the U.S. Geological Survey and select employee groups for over 50 years. >> Learn More

345 Middlefield Rd
Menlo Park, CA 94025

Phone: (650) 323-2493
Toll Free: (877) 323-2493
Fax: (650) 323-9541

NMLS #802192
Privacy Policy

Open SSL - Heartbleed Bug

Menlo Survey FCU Online Banking is not vulnerable

A security vulnerability referred to as the “Heartbleed Bug” affects websites that use a specific version of OpenSSL encryption.  Menlo Survey's Virtual Bank system does not utilize OpenSSL.

MSFCU can confirm that these services are NOT affected by this vulnerability:

Main website: 
nline Banking website: 

Management is working with all of its credit union vendors to ensure that their systems are being monitored and upgraded as appropriate.  While these vendors do not have access to member data, the credit union is working to confirm that its business partners are handling this issue in a manner consistent with our high standards of service and security.

Loan Special

Mobile Banking

Need help with a Tax Time Loan?
We have the loan for you ... $2,500 at just 5.00% APR
Terms available up to 12 months.

Call us to apply today at
(877) 323-2493



Get it today! See the instructions below under WHAT'S NEW


Verified by Visa



EZ Card Info



Virtual Branch


Sallie Mae
Student Loans


Co-Op Network
ATM Locator


Follow us on 


Menlo Survey Offers
Free Checking 

Free Online 
Free Debit Cards 
with CO-OP ATM's 
Free Mobile Banking
and Free Bill Pay Service


Mortgage Loans 

Call us for a free comparison

We want to loan to our Members


New and Used
Car Loan Rates 
have been 
lowered again
New - as low as 1.24% APR
Used - as low as 1.49% APR

for 36 months
(even lower for Hybrid models)


Winter 2014 Newsletter
Fall 2013 Newsletter
Summer 2013 Newsletter

Spring 2013 Newsletter
Winter 2013 Newsletter
Fall 2012 Newsletter
Summer 2012 Newsletter
Spring 2012 Newsletter
Winter 2012 Newsletter
Fall 2011 Newsletter

Summer 2011 Newletter
Spring 2011 Newsletter
Winter 2011 Newsletter
Fall 2010 Newsletter
Summer 2010 Newsletter



New Benefit
A new Member Benefit - TruStage Auto and Home Insurance, exclusively for credit union members.  Make a simple, easy phone call today and see how much you could save with TruStage Auto and Home Insurance programs.  Call Toll Free 1-888-380-9287 or go online at

TruStage products and programs are made available through the companies of the CUNA Mutual Group.

Mobile Banking
Mobile Banking is now available to members with Smart Phones and other mobile devices.  Members must be registered for Virtual Branch (online banking).  To sign up for Mobile Banking, from your mobile device simply sign onto Virtual Branch, then click on the Self Service Tab, go to Additional Services and click on Mobile Money.  Then follow the prompts for easy mobile access to your account.

Alerts now Available on Virtual Branch

Have you ever wanted an alert when your balance drops below a certain amount?  How about a reminder about a loan payment?  Check-out the new alerts available in Virtual Branch, under the Self-Service Tab.



Incoming Wire Transfers
Menlo Survey FCU is now Fed Direct for incoming Wire Transfers.  What does this mean?  If you need to send a wire transfer to your account at Menlo Survey, it is simple.  Instruct the sending institution to direct the funds to Menlo Survey FCU, our Routing and Transit #321173289 for the benefit of your Name and Account Number.  We will immediately receive and post the wire transfer to your account.

Menlo Survey is offering e-Statements to all members. To enroll, sign on to your account through Virtual Branch. Select the Self Service Tab and click on e-Statements. A pop-up window will appear. Complete your name and email address and you will be enrolled in e-Statements.

By enrolling in e-Statements, you will no longer receive a paper statement. If you have any questions, please contact a credit union representative at (650) 323-2493 or (877) 323-2493.



Menlo Survey Federal Credit Union Remains Financially Sound

Menlo Survey FCU is positioned to weather the recent financial industry storm.  While the depletion of corporate credit union's capital will impact MSFCU, we still have very strong capital to see us through this challenging period.

ASSETS:      $59,745,956
LOANS:       $27,234,943
SHARES:     $52,058,291    
RESERVES: $ 6,327,427
CAPITAL RATIO:    10.59%


Your Insured Funds

Your shares in Menlo Survey FCU are insured by National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the United States Government. Established by Congress in 1970 to insure member share accounts at federally insured credit unions this share insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC).


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